:root{--bg:#FFFFFF;--bg-2:#FAF7F0;--bg-3:#F5EFDF;--navy:#0B1E3F;--navy-2:#152F63;--gold:#C9A035;--gold-2:#D9B658;--gold-deep:#8E6E1F;--ink:#0A1220;--ink-2:#26221A;--muted:#5A5245;--line:#E7E1D3;--line-strong:#D6CDB4;--kakao:#FEE500;--maxw:1180px}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Pretendard Variable,Pretendard,-apple-system,system-ui,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased;padding-bottom:76px;word-break:keep-all;overflow-wrap:break-word}@media(min-width:820px){body{padding-bottom:0}}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}.topbar{background:var(--navy);color:#dacfb1;font-size:.82rem}.topbar .wrap{display:flex;justify-content:flex-end;align-items:center;gap:22px;min-height:36px;padding-top:12px;padding-bottom:12px}.topbar-hours{color:#dacfb1;display:flex;align-items:center;gap:6px}.topbar-hours strong{color:var(--gold-2);font-weight:700}.topbar-ka{display:inline-flex;align-items:center;gap:6px;color:var(--gold-2);font-weight:700;text-decoration:none;transition:color .15s}.topbar-ka:hover{color:#fff}.topbar-ka svg{opacity:.9;flex-shrink:0}body>header{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line)}.bar-main{display:flex;align-items:center;justify-content:space-between;max-width:var(--maxw);margin:0 auto;padding:22px 22px 20px;gap:16px}.brand{text-decoration:none;color:inherit;display:inline-flex;align-items:center}.wordmark{display:block;font-family:Pretendard Variable,system-ui,sans-serif;font-size:clamp(1.4rem,2.6vw,1.9rem);font-weight:900;color:var(--navy);letter-spacing:-.045em}.bar-cta{display:flex;align-items:center;gap:20px}.bar-secondary-link{color:var(--ink-2);font-size:.9rem;font-weight:700;text-decoration:none;transition:color .15s}.bar-secondary-link:hover{color:var(--gold-deep)}@media(max-width:560px){.bar-secondary-link{display:none}}.consult-btn{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;border-radius:8px;background:var(--kakao);color:#3a1d1d;font-weight:800;font-size:.95rem;text-decoration:none;transition:filter .15s,transform .15s}.consult-btn:hover{filter:brightness(1.04);transform:translateY(-1px)}.bar-nav{border-top:1px solid var(--line)}.bar-nav-inner{max-width:var(--maxw);margin:0 auto;padding:0 22px;display:flex;gap:32px;align-items:center;overflow-x:auto;scrollbar-width:none}.bar-nav-inner::-webkit-scrollbar{display:none}.bar-nav-inner a{color:var(--ink);text-decoration:none;font-size:.95rem;font-weight:700;white-space:nowrap;position:relative;padding:16px 0;transition:color .15s}.bar-nav-inner a.is-active{color:var(--navy)}.bar-nav-inner a.is-active:after{content:"";position:absolute;bottom:-1px;left:0;right:0;height:2px;background:var(--gold);border-radius:2px}.bar-nav-inner a:hover{color:var(--gold-deep)}.bar-sub{background:var(--bg-2);border-top:1px solid var(--line)}.bar-sub-inner{max-width:var(--maxw);margin:0 auto;padding:14px 22px;display:flex;gap:18px;align-items:center;overflow-x:auto;scrollbar-width:none;font-size:.86rem}.bar-sub-inner::-webkit-scrollbar{display:none}.bar-sub-label{font-weight:700;color:var(--muted);white-space:nowrap}.bar-sub-inner a{color:var(--navy);text-decoration:none;font-weight:800;white-space:nowrap;transition:color .15s}.bar-sub-inner a:hover,.bar-sub-inner a.accent{color:var(--gold-deep)}.bar-sub-sep{color:var(--line-strong);opacity:.5;font-weight:400}.hero{position:relative;overflow:hidden;border-bottom:1px solid var(--line);background:radial-gradient(900px 500px at 20% 60%,rgba(201,160,53,.1),transparent 70%),linear-gradient(180deg,#FFFDF6 0%,var(--bg-2) 100%)}.hero-wrap{max-width:var(--maxw);margin:0 auto;padding:88px 22px 80px;display:grid;gap:40px;align-items:center}@media(min-width:1100px){.hero-wrap{grid-template-columns:1.05fr 1fr;gap:60px}}.hero-inner{position:relative;z-index:1;min-width:0}.hero-bleed{border-radius:20px;overflow:hidden;aspect-ratio:4/3;max-width:520px;justify-self:end;width:100%}@media(max-width:1099px){.hero-bleed{display:none}}.hero-bleed svg{width:100%;height:100%;object-fit:cover;display:block}.hero-inner h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:900;color:var(--navy);letter-spacing:-.035em;line-height:1.25;word-break:keep-all;overflow-wrap:break-word}.hero-lead{margin-top:20px;font-size:1.02rem;color:var(--ink-2);max-width:46ch;line-height:1.78;word-break:keep-all;overflow-wrap:break-word}.hero-cta-row{margin-top:32px;display:flex;flex-wrap:wrap;gap:12px}.btn-kakao{display:inline-flex;align-items:center;gap:10px;padding:15px 26px;border-radius:12px;background:var(--kakao);color:#3a1d1d;text-decoration:none;font-weight:800;font-size:1rem;box-shadow:0 8px 20px -8px #fee50080;transition:transform .15s,box-shadow .2s}.btn-kakao:hover{transform:translateY(-1px);box-shadow:0 12px 28px -8px #fee5008c}.btn-soft{display:inline-flex;align-items:center;padding:15px 26px;border-radius:12px;background:#fff;color:var(--navy);border:1.5px solid var(--line-strong);font-weight:700;font-size:1rem;text-decoration:none;transition:border-color .15s}.btn-soft:hover{border-color:var(--gold)}.hero-live{margin-top:28px;display:flex;align-items:center;gap:10px;font-size:.9rem;color:var(--ink-2);font-weight:600}.live-dot{position:relative;width:8px;height:8px;border-radius:50%;background:#22c55e}.live-dot:after{content:"";position:absolute;inset:-4px;border-radius:50%;border:1.5px solid #22C55E;opacity:.5;animation:pulse-ring 1.8s ease-out infinite}@keyframes pulse-ring{0%{transform:scale(.7);opacity:.7}to{transform:scale(1.6);opacity:0}}.stats{background:var(--navy);padding:0}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#ffffff14}@media(max-width:640px){.stats-grid{grid-template-columns:repeat(2,1fr)}}.stat-card{padding:28px 22px;text-align:center;border-right:1px solid rgba(255,255,255,.1)}.stat-card:last-child{border-right:none}.stat-card.stat-hero{background:#c9a0351a}.stat-num{font-size:clamp(1.6rem,3.8vw,2.4rem);font-weight:900;color:var(--gold-2);letter-spacing:-.02em;line-height:1.1}.stat-pre{font-size:.85rem;font-weight:700;color:#b5ab90}.stat-label{margin-top:8px;font-size:.85rem;color:#b5ab90;font-weight:600}.band{padding:80px 0}@media(max-width:820px){.band{padding:56px 0}}.band-dark{background:var(--navy);color:#fff}.band-gray{background:var(--bg-2)}section{padding:80px 0}@media(max-width:820px){section{padding:56px 0}}h2{font-size:clamp(1.7rem,3.6vw,2.3rem);font-weight:900;color:var(--navy);letter-spacing:-.03em;line-height:1.25}.band-dark h2{color:#fff}.eyebrow{display:inline-block;color:var(--gold-deep);font-size:.82rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;padding-bottom:8px;border-bottom:2px solid var(--gold);margin-bottom:16px}.band-dark .eyebrow{color:var(--gold-2);border-color:var(--gold-2)}.section-head{display:flex;justify-content:space-between;align-items:baseline;flex-wrap:wrap;gap:10px;margin-bottom:6px}.section-head h2{margin:0}.head-link{color:var(--gold-deep);font-size:.9rem;font-weight:700;text-decoration:none;white-space:nowrap}.head-link:hover{text-decoration:underline}.head-note{font-size:.82rem;color:var(--muted);font-weight:600}.section-sub{margin-top:14px;margin-bottom:36px;color:var(--ink-2);font-size:.98rem;line-height:1.75;max-width:60ch}.band-dark .section-sub{color:#b5ab90}.center{text-align:center}.center.section-sub{margin-left:auto;margin-right:auto}.calc-section{padding:72px 22px;text-align:center}.calc-eyebrow{color:var(--gold-2);font-size:.82rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;padding-bottom:8px;border-bottom:2px solid var(--gold-2);display:inline-block;margin-bottom:16px}.calc-title{font-size:clamp(1.6rem,3.2vw,2.2rem);font-weight:900;color:#fff;letter-spacing:-.03em;line-height:1.3;margin-bottom:36px}.calc-anchor{color:var(--gold-2)}.calc-card{max-width:620px;margin:0 auto;background:var(--bg-2);border:1px solid var(--line-strong);border-radius:22px;padding:36px 32px;text-align:left}@media(max-width:600px){.calc-card{padding:26px 18px}}.calc-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:28px}.calc-tab{padding:12px 18px;border-radius:999px;border:1.5px solid var(--line-strong);background:#fff;color:var(--ink-2);font:inherit;font-size:.88rem;font-weight:700;cursor:pointer;transition:all .15s}.calc-tab.is-active{background:var(--navy);color:#fff;border-color:var(--navy)}.calc-tab:hover:not(.is-active){border-color:var(--gold);color:var(--navy)}.calc-amount-row{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:12px;flex-wrap:wrap;gap:8px}.calc-amount-col{display:flex;flex-direction:column;gap:4px}.calc-amount-label{font-size:.85rem;color:var(--muted);font-weight:600}.calc-limit{font-size:.82rem;color:var(--gold-deep);font-weight:700}.calc-amount-wrap{display:flex;align-items:center;gap:10px}.calc-amount{font-size:1.65rem;font-weight:900;color:var(--navy);letter-spacing:-.02em}.calc-editbox{display:flex;align-items:center;gap:6px}.calc-input{width:80px;padding:12px 14px;border-radius:8px;border:1.5px solid var(--gold);background:#fff;font:inherit;font-size:.95rem;font-weight:700;color:var(--navy)}.calc-edit{padding:12px 16px;border-radius:8px;border:1.5px solid var(--line-strong);background:#fff;color:var(--gold-deep);font:inherit;font-size:.82rem;font-weight:700;cursor:pointer;transition:border-color .15s}.calc-edit:hover{border-color:var(--gold)}#calc-range{width:100%;margin:14px 0 24px;-webkit-appearance:none;appearance:none;height:5px;border-radius:4px;background:var(--line-strong);outline:none;cursor:pointer}#calc-range::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--navy);cursor:pointer;box-shadow:0 2px 8px #0b1e3f4d}#calc-range::-moz-range-thumb{width:22px;height:22px;border-radius:50%;border:none;background:var(--navy);cursor:pointer}.calc-result{display:flex;justify-content:space-between;align-items:center;padding:20px 22px;border-radius:14px;background:var(--navy);color:#fff;margin-bottom:18px;gap:12px;flex-wrap:wrap}.calc-result-label{font-size:.88rem;font-weight:600;color:#b5ab90;display:flex;align-items:center;gap:8px;flex-wrap:wrap}.calc-payout{font-size:1.9rem;font-weight:900;color:var(--gold-2);letter-spacing:-.02em;white-space:nowrap}.calc-note{font-size:.82rem;color:var(--muted);line-height:1.65;margin-bottom:22px}.calc-note-link{color:var(--gold-deep);font-weight:700}.calc-cta{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;padding:15px 24px;border-radius:12px;background:var(--kakao);color:#3a1d1d;text-decoration:none;font-weight:800;font-size:1rem;transition:transform .15s,filter .2s}.calc-cta:hover{transform:translateY(-1px);filter:brightness(1.05)}.rate-section,.blog-section,.carrier-section,.step-section,.policy-grid,.faq-section,.diag-section,.about-grid,.review-section{border-top:1px solid var(--line)}#about-inner{display:grid;gap:48px;align-items:start}@media(min-width:900px){#about-inner{grid-template-columns:1fr 1fr;gap:60px}}.about-text h2{margin-bottom:22px}.about-text p{color:var(--ink-2);font-size:.97rem;line-height:1.8;margin-bottom:16px}.about-text a{color:var(--gold-deep);font-weight:700}.strength-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px}.strength-card{padding:26px 20px;border-radius:16px;background:var(--bg-2);border:1px solid var(--line)}.strength-title{display:block;font-size:1.02rem;font-weight:800;color:var(--navy);margin-bottom:10px;letter-spacing:-.02em}.strength-desc{font-size:.9rem;color:var(--ink-2);line-height:1.7}.today-badge{display:inline-block;padding:12px 14px;border-radius:4px;background:var(--gold);color:var(--navy);font-size:.78rem;font-weight:800;letter-spacing:.1em;margin-right:8px}.rate-grid{display:grid;gap:20px}@media(min-width:640px){.rate-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1020px){.rate-grid{grid-template-columns:repeat(4,1fr)}}.rate-card{text-decoration:none;color:var(--ink);border-radius:16px;overflow:hidden;border:1px solid var(--line);background:#fff;display:block;transition:transform .2s,box-shadow .2s}.rate-card:hover{transform:translateY(-3px);box-shadow:0 16px 36px -16px #0b1e3f33;border-color:var(--line-strong)}.rate-thumb{aspect-ratio:16/9;overflow:hidden}.rate-thumb svg{width:100%;height:100%;object-fit:cover;display:block}.rate-body{padding:18px}.rate-body h3{font-size:1rem;font-weight:800;color:var(--navy);margin-bottom:8px;letter-spacing:-.01em}.rate-body p{font-size:.88rem;color:var(--ink-2);line-height:1.65;margin-bottom:14px}.rate-price{display:block;font-size:.85rem;color:var(--muted);font-weight:600}.rate-num{font-size:1.05rem;font-weight:900;color:var(--gold-deep);margin-right:4px}.post-grid{list-style:none;display:grid;gap:20px}@media(min-width:640px){.post-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1020px){.post-grid{grid-template-columns:repeat(4,1fr)}}.post-card a{display:block;text-decoration:none;color:var(--ink);border-radius:16px;overflow:hidden;border:1px solid var(--line);background:#fff;transition:transform .2s,box-shadow .2s}.post-card a:hover{transform:translateY(-3px);box-shadow:0 16px 36px -16px #0b1e3f33;border-color:var(--line-strong)}.post-thumb{width:100%;aspect-ratio:1;display:block;overflow:hidden}.post-thumb svg{width:100%;height:100%;display:block}.post-body{padding:18px 16px}.post-cat{display:inline-block;font-size:.78rem;font-weight:800;color:var(--gold-deep);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;padding:12px 14px;background:var(--bg-3);border-radius:4px}.post-body h3{font-size:.97rem;font-weight:800;color:var(--navy);margin-bottom:6px;letter-spacing:-.01em}.post-body p{font-size:.86rem;color:var(--ink-2);line-height:1.6}.rank-list{list-style:none;margin-top:32px;display:grid;gap:14px}.rank-item{display:flex;gap:20px;padding:24px 26px;border-radius:14px;background:#fff;border:1px solid var(--line)}.rank-item.rank-cta{background:#c9a03514;border-color:var(--gold);flex-direction:column;align-items:center;text-align:center;gap:10px}.rank-num{width:36px;height:36px;border-radius:50%;background:var(--navy);color:var(--gold-2);display:grid;place-items:center;font-weight:900;font-size:.95rem;flex-shrink:0}.rank-title{display:block;font-size:1.05rem;font-weight:800;color:var(--navy);margin-bottom:6px;letter-spacing:-.01em}.rank-item>div>p{font-size:.93rem;color:var(--ink-2);line-height:1.7}.rank-cta-q{font-weight:800;color:var(--navy);font-size:1.05rem}.rank-cta-sub{font-size:.92rem;color:var(--muted);margin-top:4px}.rank-cta-btn{display:inline-block;margin-top:10px;padding:12px 28px;border-radius:999px;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;font-size:.95rem;transition:background .15s}.rank-cta-btn:hover{background:var(--navy-2)}.carrier-grid{margin-top:32px;display:grid;grid-template-columns:repeat(2,1fr);gap:16px}@media(min-width:640px){.carrier-grid{grid-template-columns:repeat(4,1fr)}}.carrier-card{display:flex;flex-direction:column;gap:6px;padding:26px 20px;border-radius:16px;background:var(--bg-2);border:1px solid var(--line);text-decoration:none;color:var(--ink);transition:border-color .2s,background .2s}.carrier-card:hover{border-color:var(--gold);background:var(--bg-3)}.carrier-name{font-size:1.5rem;font-weight:900;color:var(--navy);letter-spacing:-.03em}.carrier-limit{font-size:.92rem;font-weight:800;color:var(--gold-deep);margin-top:4px}.carrier-note{font-size:.82rem;color:var(--muted)}.carrier-link{margin-top:auto;padding-top:14px;font-size:.82rem;font-weight:700;color:var(--gold-deep)}.step-flow{list-style:none;display:grid;gap:16px;margin-top:8px}@media(min-width:640px){.step-flow{grid-template-columns:repeat(4,1fr);gap:20px}}.step-flow-item{display:flex;gap:14px;padding:22px 18px;border-radius:14px;background:var(--bg-2);border:1px solid var(--line)}@media(min-width:640px){.step-flow-item{flex-direction:column;gap:12px}}.step-flow-num{width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gold-2);display:grid;place-items:center;font-weight:900;font-size:.9rem;flex-shrink:0}.step-flow-title{font-size:1rem;font-weight:800;color:var(--navy);margin-bottom:6px;letter-spacing:-.01em}.step-flow-desc{font-size:.88rem;color:var(--ink-2);line-height:1.65}.policy-grid .wrap{display:grid;gap:24px}@media(min-width:820px){.policy-grid .wrap{grid-template-columns:1fr 1fr;gap:32px}}.policy-card{padding:34px 30px;border-radius:18px;background:var(--bg-2);border:1px solid var(--line)}.policy-card h2{font-size:clamp(1.2rem,2.5vw,1.55rem);margin-bottom:14px}.policy-card>p:first-of-type{font-size:.97rem;color:var(--ink-2);margin-bottom:20px}.chip-row{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:20px}.policy-chip{padding:12px 16px;border-radius:999px;background:#fff;border:1.5px solid var(--line-strong);color:var(--ink-2);font-size:.84rem;font-weight:700}.policy-warn{padding:16px 18px;border-radius:10px;background:#c9a0351f;border:1px solid rgba(201,160,53,.35);font-size:.9rem;color:var(--ink-2);line-height:1.7}.compare-list{display:grid;gap:10px;margin-bottom:18px}.compare-row{display:flex;align-items:center;justify-content:space-between;padding:14px 18px;border-radius:10px;background:#fff;border:1px solid var(--line)}.compare-vs{font-size:.88rem;color:var(--muted);font-weight:600}.compare-win{font-size:.95rem;color:var(--gold-deep);font-weight:800}.policy-note{font-size:.88rem;color:var(--muted);font-style:italic}.detail-grid{display:grid;gap:20px}@media(min-width:820px){.detail-grid{grid-template-columns:repeat(3,1fr)}}.detail-card{padding:30px 26px;border-radius:18px;background:#fff;border:1px solid var(--line)}.detail-title{display:block;font-size:1.1rem;font-weight:800;color:var(--navy);margin-bottom:12px;letter-spacing:-.02em}.detail-card>p{font-size:.93rem;color:var(--ink-2);line-height:1.7;margin-bottom:16px}.detail-points{list-style:none;display:grid;gap:8px}.detail-points li{font-size:.9rem;color:var(--ink-2);line-height:1.65;padding-left:18px;position:relative}.detail-points li:before{content:"·";position:absolute;left:0;color:var(--gold);font-weight:900;font-size:1.3rem;line-height:1.3}.gift-rates{display:grid;gap:8px;margin-bottom:12px}.gift-rate-row{display:flex;justify-content:space-between;align-items:center;padding:12px 14px;border-radius:8px;background:var(--bg-2);font-size:.88rem}.gift-rate-row span{color:var(--ink-2)}.gift-rate-row strong{color:var(--gold-deep);font-weight:800}.rate-caption{font-size:.78rem;color:var(--muted);font-style:italic}.pillar-link{margin-top:28px;text-align:center;font-size:.97rem;color:var(--muted)}.pillar-link a{color:var(--gold-deep);font-weight:700;text-decoration:none}.pillar-link a:hover{text-decoration:underline}.cta-band{border-top:1px solid rgba(255,255,255,.1)}.cta-inner{text-align:center;max-width:640px;margin:0 auto;padding:0 22px}.cta-inner h2{color:#fff;margin-bottom:18px}.cta-inner p{color:#b5ab90;font-size:.98rem;line-height:1.8;margin-bottom:32px}.cta-btn{display:inline-flex;align-items:center;padding:16px 36px;border-radius:12px;background:var(--kakao);color:#3a1d1d;text-decoration:none;font-weight:800;font-size:1.05rem;transition:transform .15s,filter .2s}.cta-btn:hover{transform:translateY(-2px);filter:brightness(1.05)}.review-scroll{position:relative;margin-top:32px;overflow-x:auto;overflow-y:hidden;scrollbar-width:thin;scroll-snap-type:x mandatory;padding-bottom:12px}.review-scroll::-webkit-scrollbar{height:6px}.review-scroll::-webkit-scrollbar-thumb{background:var(--line-strong);border-radius:3px}.review-track{display:flex;gap:20px;width:max-content}.review-track .review-card{scroll-snap-align:start}.review-card{flex-shrink:0;width:320px;padding:26px;border-radius:16px;background:var(--bg-2);border:1px solid var(--line)}@media(max-width:480px){.review-card{width:260px}}.review-stars{color:var(--gold-deep);font-size:1rem;letter-spacing:.15em}.review-card p{margin-top:14px;font-size:.93rem;line-height:1.75;color:var(--ink)}.review-card cite{display:block;margin-top:16px;padding-top:14px;border-top:1px solid var(--line);color:var(--muted);font-size:.87rem;font-style:normal;font-weight:700}.faq-sub{margin-top:12px;margin-bottom:28px;color:var(--ink-2);font-size:.97rem;line-height:1.75}.faq-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:32px}.faq-tab{padding:12px 18px;border-radius:999px;border:1.5px solid var(--line-strong);background:#fff;color:var(--ink-2);font:inherit;font-size:.88rem;font-weight:700;cursor:pointer;transition:all .15s}.faq-tab.is-active{background:var(--navy);color:#fff;border-color:var(--navy)}.faq-tab:hover:not(.is-active){border-color:var(--gold)}.faq-list{list-style:none;display:grid;gap:10px}.faq-item{border:1.5px solid var(--line);border-radius:14px;overflow:hidden;transition:border-color .2s}.faq-acc{border:none}.faq-q{display:flex;align-items:center;gap:12px;padding:18px 20px;cursor:pointer;list-style:none;transition:background .15s}.faq-q::-webkit-details-marker{display:none}.faq-q:hover{background:var(--bg-2)}.faq-q-mark{width:28px;height:28px;border-radius:8px;background:var(--navy);color:var(--gold-2);display:grid;place-items:center;font-weight:900;font-size:.85rem;flex-shrink:0}.faq-q-text{flex:1;font-size:.98rem;font-weight:700;color:var(--navy);letter-spacing:-.01em}.faq-cat-tag{padding:12px 14px;border-radius:4px;background:var(--bg-3);color:var(--muted);font-size:.75rem;font-weight:700;flex-shrink:0}@media(max-width:600px){.faq-cat-tag{display:none}}.faq-chevron{width:22px;height:22px;border-radius:50%;background:var(--bg-3);display:grid;place-items:center;flex-shrink:0;transition:transform .2s}.faq-chevron:after{content:"";width:6px;height:6px;border-right:1.5px solid var(--muted);border-bottom:1.5px solid var(--muted);transform:rotate(45deg) translateY(-2px)}.faq-acc[open] .faq-chevron{transform:rotate(180deg)}.faq-a{padding:12px 20px 20px 60px;font-size:.95rem;color:var(--ink-2);line-height:1.8}@media(max-width:600px){.faq-a{padding-left:20px}}.faq-a a{color:var(--gold-deep);font-weight:700}.diag-list{margin-top:8px;display:grid;gap:10px}.diag-item{border:1.5px solid var(--line);border-radius:14px;overflow:hidden;transition:border-color .2s}.diag-item[open]{border-color:var(--gold)}.diag-q{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:20px 22px;cursor:pointer;list-style:none;font-weight:700;font-size:1rem;color:var(--navy)}.diag-q::-webkit-details-marker{display:none}.diag-q-text{flex:1}.diag-chevron{width:22px;height:22px;border-radius:50%;background:var(--bg-3);display:grid;place-items:center;flex-shrink:0;transition:transform .2s}.diag-chevron:after{content:"";width:6px;height:6px;border-right:1.5px solid var(--muted);border-bottom:1.5px solid var(--muted);transform:rotate(45deg) translateY(-2px)}.diag-item[open] .diag-chevron{transform:rotate(180deg)}.diag-a{padding:12px 22px 20px;color:var(--ink-2);font-size:.97rem;line-height:1.75}.diag-a p{margin-bottom:12px}.diag-link{color:var(--gold-deep);font-size:.9rem;font-weight:700;text-decoration:none}.diag-cta-line{margin-top:28px;text-align:center;font-size:.95rem;color:var(--muted)}.diag-cta-line a{color:var(--gold-deep);font-weight:700;text-decoration:none}footer{background:var(--navy);color:#b5ab90;padding:38px 0;font-size:.9rem;text-align:center}footer .brand-text{color:#fff;font-size:1.05rem}footer .brand-text small{color:var(--gold-2)}.mbar{position:fixed;bottom:0;left:0;right:0;z-index:60;display:grid;grid-template-columns:1fr 1fr;background:#fff;border-top:1px solid var(--line-strong);box-shadow:0 -8px 24px #0b1e3f1f}@media(min-width:820px){.mbar{display:none}}.mbar a{padding:16px 12px;text-align:center;text-decoration:none;font-weight:800;font-size:.98rem;display:flex;align-items:center;justify-content:center;gap:8px}.mbar a.tel{color:#fff;background:var(--navy)}.mbar a.ka{color:#3a1d1d;background:var(--kakao)}.fab{position:fixed;right:20px;bottom:96px;z-index:55;width:60px;height:60px;border-radius:50%;background:var(--kakao);color:#3a1d1d;display:grid;place-items:center;text-decoration:none;font-weight:900;font-size:.72rem;line-height:1.05;text-align:center;box-shadow:0 10px 28px #00000038;transition:transform .15s}.fab:hover{transform:scale(1.06)}@media(min-width:820px){.fab{bottom:24px;right:28px;width:64px;height:64px}}.page-hero{background:var(--bg-2);border-bottom:1px solid var(--line);padding:64px 0 48px}.page-hero .eyebrow{margin-bottom:12px}.page-hero h1{font-size:clamp(1.9rem,4vw,2.8rem);font-weight:900;color:var(--navy);letter-spacing:-.035em;line-height:1.25;margin-bottom:14px}.page-hero p{color:var(--ink-2);font-size:1rem;line-height:1.75;max-width:60ch}.crumb{display:flex;flex-wrap:wrap;gap:8px;font-size:.82rem;color:var(--muted);margin-bottom:20px}.crumb a{color:var(--gold-deep);font-weight:700;text-decoration:none}.crumb a:hover{text-decoration:underline}.crumb .sep{color:var(--line-strong)}.blog-list{list-style:none;display:grid;gap:24px;margin-top:36px}@media(min-width:720px){.blog-list{grid-template-columns:repeat(2,1fr)}}@media(min-width:1020px){.blog-list{grid-template-columns:repeat(3,1fr)}}.blog-list article{border:1px solid var(--line);border-radius:18px;background:#fff;overflow:hidden;transition:transform .2s,box-shadow .2s}.blog-list article:hover{transform:translateY(-3px);box-shadow:0 16px 36px -16px #0b1e3f33}.blog-list article a{display:block;text-decoration:none;color:inherit}.blog-list .thumb{aspect-ratio:16/9;overflow:hidden}.blog-list .thumb svg{width:100%;height:100%;display:block}.blog-list .card-body{padding:22px 22px 24px}.blog-list .card-cat{display:inline-block;font-size:.78rem;font-weight:800;color:var(--gold-deep);letter-spacing:.1em;text-transform:uppercase;margin-bottom:10px}.blog-list h2{font-size:1.15rem;font-weight:800;color:var(--navy);letter-spacing:-.02em;line-height:1.35;margin-bottom:10px}.blog-list .card-desc{font-size:.92rem;color:var(--ink-2);line-height:1.65}.blog-list .card-meta{margin-top:16px;font-size:.82rem;color:var(--muted);display:flex;gap:10px;align-items:center}.category-nav{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}.category-nav a{padding:10px 16px;border-radius:999px;border:1.5px solid var(--line-strong);background:#fff;color:var(--ink-2);text-decoration:none;font-size:.88rem;font-weight:700;transition:all .15s}.category-nav a:hover{border-color:var(--gold);color:var(--navy)}.category-nav a.is-active{background:var(--navy);color:#fff;border-color:var(--navy)}.post-container{max-width:760px;margin:0 auto;padding:60px 22px 80px}.post-header{margin-bottom:40px;padding-bottom:32px;border-bottom:1px solid var(--line)}.post-header .cat{display:inline-block;font-size:.8rem;font-weight:800;color:var(--gold-deep);letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}.post-header h1{font-size:clamp(1.8rem,4vw,2.6rem);font-weight:900;color:var(--navy);letter-spacing:-.03em;line-height:1.25;margin-bottom:16px}.post-header .lead{color:var(--ink-2);font-size:1.05rem;line-height:1.75}.post-header .meta{margin-top:20px;font-size:.85rem;color:var(--muted)}.prose{font-size:1rem;line-height:1.85;color:var(--ink)}.prose h2{font-size:1.55rem;font-weight:900;color:var(--navy);letter-spacing:-.02em;margin:44px 0 16px;line-height:1.3}.prose h3{font-size:1.2rem;font-weight:800;color:var(--navy);margin:32px 0 12px;letter-spacing:-.01em}.prose p{margin-bottom:18px;color:var(--ink-2)}.prose ul,.prose ol{margin:16px 0 20px 22px;color:var(--ink-2)}.prose li{margin-bottom:8px;line-height:1.75}.prose a{color:var(--gold-deep);font-weight:700;text-decoration:underline}.prose strong{color:var(--navy);font-weight:800}.prose blockquote{border:1px solid var(--line-strong);padding:16px 20px;margin:20px 0;background:var(--bg-2);border-radius:10px;color:var(--ink-2);font-size:.97rem}.prose blockquote p:last-child{margin-bottom:0}.prose hr{border:none;border-top:1px solid var(--line);margin:36px 0}.prose code{background:var(--bg-3);padding:2px 8px;border-radius:4px;font-size:.9em}.post-cta{margin-top:48px;padding:28px 26px;border-radius:16px;background:var(--bg-2);border:1px solid var(--line-strong);text-align:center}.post-cta strong{display:block;font-size:1.1rem;color:var(--navy);margin-bottom:10px}.post-cta p{color:var(--ink-2);font-size:.95rem;margin-bottom:18px}.related{margin-top:60px;padding-top:40px;border-top:1px solid var(--line)}.related h2{font-size:1.35rem;margin-bottom:20px;color:var(--navy);font-weight:900}.related-list{list-style:none;display:grid;gap:12px}@media(min-width:720px){.related-list{grid-template-columns:repeat(2,1fr)}}.related-list a{display:block;padding:18px 20px;border:1px solid var(--line);border-radius:12px;background:#fff;text-decoration:none;color:inherit;transition:border-color .15s,background .15s}.related-list a:hover{border-color:var(--gold);background:var(--bg-2)}.related-list .cat{font-size:.75rem;font-weight:800;color:var(--gold-deep);letter-spacing:.1em;text-transform:uppercase;display:block;margin-bottom:6px}.related-list strong{font-size:.98rem;color:var(--navy);font-weight:800}.reveal{opacity:0;transform:translateY(20px);transition:opacity .5s ease,transform .5s ease}.reveal.in{opacity:1;transform:none}
